Nobody likes being scammed.  Especially in today's economic times so it is up to us to take the actions to prevent it. 

The FTC is taking steps to eliminate a lot of the  scams and the practices that make it easy to get into our pockets, however, it boils down to being our responsibility.

I recommend when you want to opt into an offer that is being presented; you need to keep documentation of the deals.  File each piece of correspondence in a separate file folder in your email.

If you decide to opt out; you need to do it in writing via email.  Again; file it into your email file folder.  If you continue getting billed then contact your credit card company and present them with the documentation showing that you canceled.

I recommend using a payment service like PayPal.  They are very aggressive to insure their customers satisfaction.  They will recoup any charges that are made that are not satisfactory.

Recommendation!  Before you purchase any money making program; Check them out!

A FREE WEBSITE that can help you from getting stung is www.imreportcard.com.  The site has a section that lists Scams.  You can also post a search for the program you want to review and it will bring up any reports that are available.  It will also give a grade that has been generated for that program. 

Try it out and let me know if it helps you.

Side note:  They offer a program where they will pay you to report on programs you have used.  It doen't pay a lot but in tod